@font-face {
  font-family:Manrope;
  src:url('/assets/fonts/manrope-latin.woff2') format('woff2');
  font-weight:400 800;
  font-style:normal;
  font-display:swap
}
:root {
  /* Palette aus dem Avanta-Logo (Rot #CD1719, Grau #575756), 12.11.2026 */
  --ink:#232322;
  --rot:#cd1719;
  --rot-dunkel:#a51214;
  --rot-hell:#fbecec;
  --mist:#f4f3f1;
  --muted:#575756;
  --line:#e2e0dd;
  --grau:#575756;
  --grau-tief:#474746;
  --white:#fff;
  --max:1240px
}
* {
  box-sizing:border-box
}
html {
  scroll-behavior:smooth;
  scroll-padding-top:120px
}
body {
  margin:0;
  background:#fff;
  color:var(--ink);
  font-family:Manrope,Arial,sans-serif;
  font-size:16px;
  line-height:1.7
}
img {
  max-width:100%;
  display:block
}
a {
  color:inherit;
  text-underline-offset:4px
}
button,input,select,textarea {
  font:inherit
}
button,a,input,select,summary,textarea {
  -webkit-tap-highlight-color:transparent
}
:focus-visible {
  outline:3px solid var(--rot);
  outline-offset:5px
}
h1,h2,h3,p {
  margin:0
}
h1,h2,h3 {
  line-height:1.12;
  letter-spacing:-.045em
}
h2 {
  font-size:clamp(1.9rem,3.3vw,2.85rem);
  font-weight:750
}
h3 {
  font-size:1.45rem;
  font-weight:750
}
p {
  max-width:70ch
}
p+p {
  margin-top:1em
}
ul {
  padding-left:1.2em
}
.sr-only {
  position:absolute;
  width:1px;
  height:1px;
  padding:0;
  margin:-1px;
  overflow:hidden;
  clip:rect(0,0,0,0);
  border:0
}
.skip-link {
  position:fixed;
  top:-80px;
  left:20px;
  z-index:100;
  background:#fff;
  padding:12px
}
.skip-link:focus {
  top:8px
}
.vorschau-banner {
  padding:7px 24px;
  text-align:center;
  font-size:12px;
  background:var(--grau);
  color:#fff
}
.vorschau-banner a {
  margin-left:12px;
  color:#fff
}
.kopf {
  position:sticky;
  top:0;
  background:rgba(255,255,255,.97);
  z-index:20;
  border-bottom:1px solid var(--line)
}
.kopf-innen {
  max-width:var(--max);
  margin:auto;
  padding:20px 0;
  display:flex;
  align-items:center;
  gap:32px
}
.marke {
  display:flex;
  align-items:center;
  gap:12px;
  text-decoration:none
}
.marke-logo {
  height:54px;
  width:auto;
  display:block
}
.marke span {
  font-size:10px;
  font-weight:600;
  letter-spacing:0;
  line-height:1.4;
  margin-top:5px
}
.haupt-nav {
  margin-left:auto
}
.haupt-nav ul {
  display:flex;
  gap:28px;
  list-style:none;
  margin:0;
  padding:0
}
.haupt-nav a {
  font-size:14px;
  text-decoration:none;
  font-weight:650;
  display:block;
  padding:8px 0
}
.haupt-nav a:hover,.haupt-nav a[aria-current] {
  text-decoration:underline;
  text-decoration-thickness:2px
}
.knopf {
  display:inline-flex;
  align-items:center;
  justify-content:center;
  min-height:52px;
  padding:14px 24px;
  font-weight:750;
  font-size:14px;
  border:1px solid transparent;
  border-radius:6px;
  text-decoration:none;
  cursor:pointer;
  transition:background .15s,color .15s
}
.knopf-primaer {
  background:var(--rot);
  color:#fff
}
.knopf-primaer:hover {
  background:var(--rot-dunkel)
}
.nav-cta {
  background:var(--rot);
  color:#fff;
  min-height:46px;
  padding:10px 20px
}
.nav-cta:hover {
  background:var(--rot-dunkel)
}
[hidden] {
  display:none!important
}
.knopf-sekundaer {
  border-color:var(--grau);
  background:transparent;
  color:var(--grau)
}
.knopf-sekundaer:hover {
  background:var(--grau);
  color:#fff
}
.menu-knopf {
  display:none
}
.abschnitt {
  max-width:var(--max);
  margin:0 auto;
  padding:86px 0
}
.rubrik {
  font-weight:650;
  font-size:14px;
  margin-bottom:21px;
  color:var(--rot)
}
.hero {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:36px;
  padding:42px 0 46px;
  align-items:stretch
}
.hero-text {
  padding:24px 0 20px;
  align-self:center
}
.hero h1 {
  font-size:clamp(2.8rem,4.9vw,4.5rem);
  font-weight:750;
  letter-spacing:-.055em;
  line-height:1.06
}
.hero-sub {
  font-size:17px;
  color:var(--muted);
  max-width:48ch;
  margin-top:28px;
  line-height:1.8
}
.hero-knoepfe {
  display:flex;
  align-items:center;
  gap:24px;
  margin-top:30px;
  flex-wrap:wrap
}
.text-link {
  font-size:14px;
  font-weight:750;
  text-decoration-thickness:1px
}
.hero-notiz {
  font-size:12px;
  color:var(--muted);
  margin-top:20px
}
.hero-foto {
  position:relative;
  min-height:555px;
  border-radius:12px 100px 12px 12px;
  overflow:hidden;
  background:var(--mist)
}
.hero-foto>img {
  width:100%;
  height:100%;
  position:absolute;
  object-fit:cover;
  object-position:46% 50%
}
.bild-botschaft {
  position:absolute;
  bottom:0;
  left:0;
  right:0;
  padding:26px 30px;
  background:var(--rot);
  color:#fff;
  font-size:23px;
  font-weight:750;
  line-height:1.3;
  letter-spacing:-.025em
}
.vertrauen {
  max-width:var(--max);
  margin:0 auto;
  padding:30px 0 32px;
  display:grid;
  grid-template-columns:1.2fr 1fr 1fr 1fr;
  border-top:1px solid var(--line);
  border-bottom:1px solid var(--line);
  gap:30px;
  align-items:center
}
.vertrauen>p {
  font-size:15px;
  font-weight:500;
  max-width:22ch
}
.vertrauen p+p {
  margin:0
}
.vertrauen strong {
  display:block;
  font-size:22px;
  letter-spacing:-.025em
}
.vertrauen span {
  display:block;
  font-size:12px;
  color:var(--muted);
  margin-top:2px
}
.section-head {
  display:flex;
  justify-content:space-between;
  gap:40px;
  align-items:flex-end;
  margin-bottom:38px
}
.section-head>p {
  max-width:35ch;
  font-size:15px;
  color:var(--muted)
}
.zielgruppen-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:20px
}
.zielgruppen-kachel {
  position:relative;
  padding:0;
  overflow:hidden;
  background:var(--mist);
  border-radius:8px;
  display:flex;
  flex-direction:column
}
.zielgruppen-kachel:first-child {
  background:#f3f2f0
}
.zielgruppen-kachel:nth-child(2) {
  background:var(--rot-hell)
}
.zielgruppen-kachel:last-child {
  background:#eeedeb
}
.zielgruppen-kachel h3 {
  font-size:26px;
  max-width:21ch;
  margin:22px 0 18px
}
.zielgruppen-kachel h3 a {
  text-decoration:none
}
.zielgruppen-kachel h3 a:hover {
  text-decoration:underline
}
.zielgruppen-kachel>p {
  font-size:14px;
  color:var(--muted)
}
.zielgruppen-kachel .berufe {
  font-size:11px;
  font-weight:650;
  color:var(--ink);
  min-height:38px
}
.zielgruppen-kachel>p:not(.berufe) {
  margin-bottom:28px;
}
.kachel-abschluss {
  border-top:1px solid #d9d6d2;
  margin-top:auto;
  padding-top:20px;
  display:flex;
  justify-content:space-between;
  align-items:center;
  gap:8px
}
.kachel-preis {
  font-size:12px
}
.kachel-preis strong {
  font-size:27px;
  letter-spacing:-.04em
}
.rund-link {
  display:grid;
  place-items:center;
  width:44px;
  height:44px;
  border-radius:50%;
  background:#fff
}
.rund-link:hover {
  background:var(--rot);
  color:#fff
}
.preis-hinweis {
  font-size:11px;
  color:var(--muted);
  margin-top:20px
}
.rueckendeckung {
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:80px;
  padding-top:34px;
  align-items:center
}
.rueckendeckung figure {
  margin:0
}
.rueckendeckung img {
  width:100%;
  height:560px;
  object-fit:cover;
  border-radius:100px 12px 12px 12px
}
.rueckendeckung figcaption {
  font-size:12px;
  color:var(--muted);
  margin-top:18px;
  max-width:47ch
}
.nutzen-text>p:not(.rubrik) {
  font-size:14px;
  color:var(--muted);
  margin-top:24px
}
.nutzen-liste {
  list-style:none;
  padding:0;
  margin:27px 0 25px
}
.nutzen-liste li {
  position:relative;
  padding:14px 0 14px 32px;
  border-bottom:1px solid var(--line);
  font-size:14px
}
.nutzen-liste li:before {
  content:'✓';
  position:absolute;
  left:0;
  color:var(--rot);
  font-size:19px
}
.nutzen-liste strong,.nutzen-liste span {
  display:block
}
.nutzen-liste span {
  font-size:12px;
  color:var(--muted);
  margin-top:3px
}
.markel-band {
  background:var(--grau);
  color:#fff;
  padding:44px max(32px,calc((100% - var(--max))/2));
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:80px;
  align-items:center
}
.markel-band h2 {
  font-size:32px;
  margin-top:5px
}
.markel-band>p {
  font-size:14px;
  color:#f1f0ee
}
.markel-band>div>p {
  font-size:15px
}
.prozess-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:45px
}
.prozess-schritt {
  padding-top:24px;
  border-top:1px solid var(--line)
}
.prozess-nummer {
  display:grid;
  place-items:center;
  width:36px;
  height:36px;
  background:var(--rot);
  color:#fff;
  border-radius:50%;
  font-size:15px;
  font-weight:750;
  margin-bottom:20px
}
.prozess-schritt h3 {
  font-size:20px;
  margin-bottom:12px
}
.prozess-schritt>p {
  font-size:14px;
  color:var(--muted)
}
.faq {
  padding-top:18px;
  display:grid;
  grid-template-columns:1fr 1.6fr;
  gap:80px
}
.faq-liste {
  border-top:1px solid var(--line)
}
.faq-eintrag {
  border-bottom:1px solid var(--line);
  padding:0 0
}
.faq-eintrag summary {
  cursor:pointer;
  list-style:none;
  position:relative;
  padding:22px 34px 22px 0;
  font-weight:650;
  font-size:15px;
  line-height:1.5
}
.faq-eintrag summary::-webkit-details-marker {
  display:none
}
.faq-eintrag summary:after {
  content:'+';
  position:absolute;
  right:4px;
  font-weight:400;
  font-size:24px;
  top:15px
}
.faq-eintrag[open] summary:after {
  content:'−'
}
.faq-eintrag>p {
  font-size:14px;
  color:var(--muted);
  padding:0 25px 24px 0
}
.anfrage {
  max-width:none;
  padding:70px max(32px,calc((100% - var(--max))/2));
  background:var(--mist);
  display:grid;
  grid-template-columns:1fr 1fr;
  gap:100px;
  align-items:start
}
.anfrage-text {
  padding-top:20px
}
.anfrage-text h2 {
  font-size:clamp(2rem,3.6vw,3.25rem)
}
.anfrage-text>p:not(.rubrik) {
  margin-top:28px;
  font-size:16px;
  max-width:42ch;
  color:var(--muted)
}
.kontakt-vorteile {
  list-style:none;
  padding:0;
  margin:28px 0;
  font-size:14px
}
.kontakt-vorteile li {
  padding:6px 0
}
.kontakt-vorteile li:before {
  content:'✓';
  margin-right:12px;
  color:var(--rot)
}
.direktkontakt {
  border-top:1px solid #d9d6d2;
  padding-top:26px;
  margin-top:34px
}
.direktkontakt>p {
  font-size:13px
}
.direktkontakt>a {
  display:block;
  font-size:25px;
  letter-spacing:-.035em;
  font-weight:700;
  margin:6px 0;
  text-decoration:none
}
.direktkontakt>span {
  font-size:12px;
  color:var(--muted)
}
.anfrage-formular {
  padding:30px 34px;
  background:white;
  border-radius:12px
}
.formular-hinweis {
  background:var(--mist);
  color:#3d3d3b;
  padding:13px 16px;
  font-size:12px;
  line-height:1.6;
  border-radius:5px;
  margin-bottom:22px
}
.feld {
  margin:0 0 18px!important
}
.feld label {
  display:block;
  font-size:13px;
  font-weight:650;
  margin-bottom:6px
}
.feld input:not([type=checkbox]),.feld select,.feld textarea {
  display:block;
  width:100%;
  background:#fff;
  color:var(--ink);
  border:1px solid #8c8a87;
  border-radius:5px;
  padding:12px 13px;
  min-height:48px;
  font-size:15px
}
.feld textarea {
  resize:vertical
}
.feld input::placeholder {
  color:#6a6967
}
.feld-honeypot {
  position:absolute;
  left:-9999px;
  width:1px;
  height:1px;
  overflow:hidden
}
.feld-checkbox {
  display:flex;
  gap:10px;
  align-items:flex-start;
  padding-top:20px
}
.feld-checkbox input {
  appearance:auto;
  accent-color:var(--rot);
  width:18px;
  height:18px;
  flex-shrink:0;
  margin-top:4px
}
.feld-checkbox label {
  font-size:11px;
  font-weight:400;
  line-height:1.65;
  margin:0
}
.anfrage-formular button {
  width:100%
}
.anfrage-formular button:disabled {
  opacity:.7;
  cursor:wait
}
.nachricht-details {
  font-size:13px
}
.nachricht-details summary {
  cursor:pointer;
  text-decoration:underline;
  text-underline-offset:4px;
  padding:5px 0
}
.nachricht-details .feld {
  margin-top:14px!important
}
.pflicht-hinweis {
  font-size:10px;
  color:var(--muted);
  margin-top:12px
}
.formular-status:empty {
  display:none
}
.formular-status {
  padding:13px 15px;
  margin-top:20px;
  font-size:13px;
  border-radius:5px;
  background:var(--mist)
}
.formular-status.erfolg {
  background:#e6f2ec;
  color:#1b4936
}
.formular-status.fehler {
  background:#ffeded;
  color:#8c2525
}
.fuss {
  background:var(--grau);
  color:#fff;
  padding:56px max(32px,calc((100% - var(--max))/2)) 20px
}
.fuss-innen {
  display:grid;
  grid-template-columns:1.25fr 1fr 1fr 1.2fr;
  gap:40px
}
.fuss-logo {
  height:56px;
  width:auto;
  display:block;
  margin-bottom:18px
}
.fuss-spalte h2 {
  font-size:14px;
  letter-spacing:0;
  margin:14px 0 20px
}
.fuss-spalte p,.fuss-spalte li {
  font-size:11px;
  line-height:1.9;
  color:#f1f0ee
}
.fuss-spalte ul {
  list-style:none;
  padding:0;
  margin:0
}
.fuss-spalte li {
  margin-bottom:8px
}
.fuss-spalte a {
  display:inline-block;
  min-height:28px;
  text-decoration:none
}
.fuss-spalte a:hover {
  text-decoration:underline
}
.fuss-zeile {
  margin-top:40px;
  padding-top:20px;
  border-top:1px solid #6e6e6d;
  font-size:10px;
  color:#f1f0ee
}
.fuss-zeile p {
  max-width:none
}
.zurueck {
  font-size:12px;
  display:inline-block;
  margin-bottom:24px;
  color:var(--muted)
}
.hero-branche h1 {
  font-size:clamp(2.3rem,3.5vw,3.5rem);
  overflow-wrap:anywhere
}
.hero-branche .hero-foto {
  min-height:490px
}
.hero-branche .hero-sub {
  font-size:16px
}
.pakete>h2 {
  margin-bottom:20px
}
.abschnitt-hinweis {
  font-size:14px;
  color:var(--muted);
  max-width:80ch
}
.paket-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:22px;
  margin-top:48px
}
.paket-karte {
  position:relative;
  border:1px solid var(--line);
  border-radius:10px;
  padding:32px 28px;
  display:flex;
  flex-direction:column
}
.paket-hervorgehoben {
  border:2px solid var(--rot);
  background:var(--mist)
}
.paket-badge {
  position:absolute;
  top:-17px;
  left:26px;
  font-size:11px;
  font-weight:700;
  background:var(--rot);
  color:white;
  padding:5px 13px;
  border-radius:4px
}
.paket-preis {
  font-size:40px;
  font-weight:750;
  letter-spacing:-.05em;
  margin-top:22px
}
.paket-ab {
  font-size:14px;
  font-weight:500;
  letter-spacing:0
}
.paket-zeitraum {
  display:block;
  font-size:12px;
  letter-spacing:0;
  font-weight:500;
  color:var(--muted)
}
.paket-karte ul {
  font-size:13px;
  line-height:1.65;
  margin:25px 0 30px;
  list-style:none;
  padding:0
}
.paket-karte li {
  padding:9px 0 9px 22px;
  position:relative;
  border-bottom:1px solid var(--line)
}
.paket-karte li:before {
  content:'✓';
  position:absolute;
  left:0;
  color:var(--rot)
}
.paket-karte .knopf {
  margin-top:auto
}
.intro {
  display:grid;
  grid-template-columns:1fr 1.25fr;
  gap:80px;
  padding-top:20px
}
.intro p:not(.rubrik) {
  font-size:15px;
  color:var(--muted)
}
.warum {
  background:var(--mist);
  border-radius:12px;
  padding:44px;
  margin-bottom:35px;
  display:grid;
  grid-template-columns:1fr 1.5fr;
  gap:60px
}
.warum-liste {
  margin:0;
  font-size:14px
}
.warum-liste li {
  padding-bottom:12px
}
.mandanten {
  padding-top:35px
}
.mandant-grid {
  display:grid;
  grid-template-columns:repeat(3,1fr);
  gap:30px;
  margin-top:35px
}
.mandant-karte {
  border-top:1px solid var(--line);
  padding-top:22px
}
.mandant-karte h3 {
  font-size:20px;
  margin-bottom:14px
}
.mandant-karte p {
  font-size:13px;
  color:var(--muted)
}
.rechtlich {
  max-width:850px
}
.rechtlich h1 {
  font-size:42px;
  margin-bottom:32px;
  overflow-wrap:anywhere
}
.rechtlich h2 {
  font-size:24px;
  margin:35px 0 14px
}
.rechtlich p {
  font-size:14px
}
.offen {
  background:#fff1d1;
  padding:2px 5px
}
.offen-hinweis {
  padding:18px;
  background:var(--mist);
  margin:25px 0
}
@media(min-width:761px) and (max-width:1310px) {
  .abschnitt,.kopf-innen,.vertrauen {
    margin-left:32px;
    margin-right:32px
  }
  .anfrage {
    margin:0
  }
  .hero h1 {
    font-size:clamp(2.5rem,4.8vw,4.3rem)
  }
  .hero-foto {
    min-height:520px
  }
  .hero-branche h1 {
    font-size:clamp(2rem,3.4vw,3rem)
  }
  .kopf-innen {
    gap:22px
  }
  .haupt-nav ul {
    gap:20px
  }
  .rueckendeckung {
    gap:50px
  }
  .anfrage {
    gap:60px
  }
  .fuss-innen {
    gap:25px
  }
}
@media(max-width:1000px) {
  .kopf-innen {
    padding:16px 0
  }
  .nav-cta {
    padding:10px 15px
  }
  .marke-logo {
    height:48px
  }
  .haupt-nav a {
    font-size:12px
  }
  .haupt-nav ul {
    gap:15px
  }
  .hero-foto {
    min-height:510px
  }
  .bild-botschaft {
    font-size:21px;
    padding:22px
  }
  .hero-sub {
    font-size:15px
  }
  .hero-knoepfe {
    gap:18px
  }
  .kachel-inhalt {
    padding:24px 20px
  }
  .zielgruppen-kachel h3 {
    font-size:22px
  }
  .section-head {
    gap:25px
  }
  .rueckendeckung {
    gap:40px
  }
  .rueckendeckung img {
    height:530px
  }
  .markel-band {
    gap:40px
  }
  .faq {
    gap:40px
  }
  .anfrage {
    gap:40px
  }
  .anfrage-formular {
    padding:24px
  }
  .paket-karte {
    padding:30px 20px
  }
  .intro {
    gap:40px
  }
  .fuss-innen {
    grid-template-columns:repeat(2,1fr);
    gap:25px 45px
  }
}
@media(max-width:760px) {
  html {
    scroll-padding-top:88px
  }
  .vorschau-banner {
    font-size:10px;
    padding:7px 10px
  }
  .vorschau-banner a {
    margin-left:8px
  }
  .kopf-innen {
    padding:14px 20px;
    gap:16px;
    flex-wrap:wrap
  }
  .marke-logo {
    height:42px
  }
  .marke span {
    font-size:9px
  }
  .nav-cta {
    display:none
  }
  .js-nav .menu-knopf {
    display:flex;
    align-items:center;
    gap:9px;
    margin-left:auto;
    min-height:44px;
    background:#fff;
    border:1px solid var(--line);
    border-radius:5px;
    padding:8px 12px;
    font-size:13px;
    cursor:pointer
  }
  .menu-knopf span {
    font-size:19px
  }
  .haupt-nav {
    width:100%;
    margin:0
  }
  .haupt-nav ul {
    display:flex;
    flex-direction:column;
    gap:0
  }
  .haupt-nav a {
    padding:13px 3px;
    font-size:15px;
    border-top:1px solid var(--line)
  }
  .js-nav .haupt-nav {
    display:none
  }
  .js-nav .haupt-nav.offen {
    display:block
  }
  .abschnitt {
    margin:0;
    padding:58px 22px
  }
  .hero {
    display:flex;
    flex-direction:column;
    gap:26px;
    padding-top:28px;
    padding-bottom:30px
  }
  .hero-text {
    padding:0;
    align-self:stretch
  }
  .rubrik {
    font-size:12px;
    margin-bottom:17px
  }
  .hero h1 {
    font-size:clamp(2.6rem,10.5vw,4rem);
    line-height:1.08;
    letter-spacing:-.05em
  }
  .hero-sub {
    font-size:15px;
    margin-top:22px;
    line-height:1.75;
    max-width:43ch
  }
  .hero-knoepfe {
    margin-top:24px;
    gap:20px
  }
  .knopf {
    min-height:49px;
    padding:13px 20px;
    font-size:13px
  }
  .text-link {
    font-size:13px
  }
  .hero-notiz {
    font-size:11px;
    margin-top:15px
  }
  .hero-foto {
    min-height:345px;
    border-radius:8px 70px 8px 8px
  }
  .hero-foto>img {
    object-position:50% 43%
  }
  .bild-botschaft {
    font-size:21px;
    padding:18px 23px
  }
  .vertrauen {
    margin:0 22px;
    padding:24px 0;
    grid-template-columns:repeat(2,1fr);
    gap:22px
  }
  .vertrauen>p:first-child {
    font-size:14px
  }
  .vertrauen strong {
    font-size:19px
  }
  .vertrauen span {
    font-size:10px
  }
  .section-head {
    display:block;
    margin-bottom:27px
  }
  .section-head>p {
    margin-top:18px;
    font-size:14px
  }
  h2 {
    font-size:30px
  }
  .zielgruppen-grid {
    grid-template-columns:1fr;
    gap:14px
  }
  .kachel-inhalt {
    padding:24px
  }
  .zielgruppen-kachel h3 {
    font-size:25px;
    max-width:24ch;
    margin:14px 0
  }
  .zielgruppen-kachel .berufe {
    min-height:0
  }
  .kachel-abschluss {
    margin-top:23px;
    padding-top:15px
  }
  .preis-hinweis {
    font-size:10px
  }
  .rueckendeckung {
    display:flex;
    flex-direction:column;
    gap:35px;
    padding-top:0
  }
  .rueckendeckung figure {
    width:100%
  }
  .rueckendeckung img {
    height:330px;
    border-radius:65px 8px 8px 8px
  }
  .rueckendeckung figcaption {
    font-size:11px
  }
  .nutzen-text h2 br {
    display:none
  }
  .nutzen-text>p:not(.rubrik) {
    margin-top:20px
  }
  .markel-band {
    padding:34px 22px;
    display:block
  }
  .markel-band h2 {
    font-size:27px
  }
  .markel-band>p {
    font-size:13px;
    margin-top:20px
  }
  .prozess-grid {
    grid-template-columns:1fr;
    gap:22px
  }
  .prozess-schritt {
    display:grid;
    grid-template-columns:36px 1fr;
    gap:8px 16px;
    padding-top:20px
  }
  .prozess-nummer {
    grid-row:span 2;
    margin:0
  }
  .prozess-schritt h3 {
    font-size:19px;
    margin:7px 0 3px
  }
  .prozess-schritt>p {
    font-size:13px;
    grid-column:2
  }
  .faq {
    padding-top:0;
    display:block
  }
  .faq h2 {
    margin-bottom:27px
  }
  .faq-eintrag summary {
    font-size:14px;
    padding:19px 32px 19px 0
  }
  .faq-eintrag>p {
    font-size:13px
  }
  .anfrage {
    display:block;
    padding:45px 22px
  }
  .anfrage-text {
    padding-top:0
  }
  .anfrage-text h2 {
    font-size:36px
  }
  .anfrage-text>p:not(.rubrik) {
    font-size:14px;
    margin-top:22px
  }
  .kontakt-vorteile {
    font-size:12px
  }
  .direktkontakt {
    margin:25px 0 30px;
    padding-top:22px
  }
  .direktkontakt>a {
    font-size:23px
  }
  .anfrage-formular {
    padding:22px 18px
  }
  .formular-hinweis {
    font-size:11px;
    padding:12px
  }
  .feld input:not([type=checkbox]),.feld select,.feld textarea {
    font-size:16px
  }
  .fuss {
    padding:40px 22px 24px
  }
  .fuss-innen {
    grid-template-columns:1fr 1fr;
    gap:20px
  }
  .fuss-spalte:first-child {
    grid-column:span 2
  }
  .fuss-spalte:last-child {
    grid-column:span 2
  }
  .fuss-spalte p,.fuss-spalte li {
    font-size:11px
  }
  .fuss-zeile {
    font-size:9px;
    margin-top:26px
  }
  .hero-branche h1 {
    font-size:clamp(2rem,8.3vw,3rem)
  }
  .hero-branche .hero-foto {
    min-height:300px
  }
  .zurueck {
    margin-bottom:18px
  }
  .pakete>h2 {
    margin-bottom:18px
  }
  .paket-grid {
    grid-template-columns:1fr;
    gap:30px;
    margin-top:35px
  }
  .paket-karte {
    padding:30px
  }
  .paket-preis {
    font-size:40px
  }
  .intro {
    display:block;
    padding-top:10px
  }
  .intro h2 {
    margin-bottom:24px
  }
  .intro p:not(.rubrik) {
    font-size:14px
  }
  .warum {
    display:block;
    border-radius:0;
    margin:0;
    padding:32px 22px
  }
  .warum-liste {
    margin-top:25px;
    font-size:13px
  }
  .mandant-grid {
    grid-template-columns:1fr;
    gap:25px
  }
  .mandanten {
    padding-top:45px
  }
  .rechtlich h1 {
    font-size:34px
  }
  .rechtlich h2 {
    font-size:23px
  }
  .rechtlich p {
    font-size:13px
  }
}
@media(prefers-reduced-motion:reduce) {
  html {
    scroll-behavior:auto
  }
  * {
    transition:none!important
  }
}

/* --- Leadstrecke Schritt 1/2, Wissen, Partner, Linda (12.11.2026) ------------------- */
.schritt-marke {
  font-size:12px;
  font-weight:700;
  letter-spacing:.04em;
  text-transform:uppercase;
  color:var(--rot);
  margin-bottom:14px
}
.schritte-liste {
  padding-left:0;
  list-style:none
}
.schritt2 {
  padding:30px 34px;
  background:#fff;
  border-radius:12px;
  border-top:4px solid var(--rot);
  display:flex;
  flex-direction:column;
  gap:16px;
  align-items:flex-start
}
.schritt2[hidden] {
  display:none
}
.schritt2 h3 {
  font-size:24px
}
.schritt2-alternativ {
  font-size:13px;
  color:var(--muted)
}
.vorschau-notiz {
  display:block;
  font-size:11px;
  margin-top:4px
}
.wissen-hero {
  padding-bottom:30px
}
.wissen-hero h1 {
  font-size:clamp(2.2rem,5vw,3.6rem);
  margin-bottom:22px
}
.wissen-hero .hero-sub {
  max-width:46em;
  margin-bottom:14px
}
.wissen-liste {
  list-style:none;
  padding:0;
  margin:0;
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));
  gap:20px
}
.wissen-liste li {
  border:1px solid var(--line);
  border-top:3px solid var(--rot);
  border-radius:8px;
  padding:22px 24px;
  background:#fff;
  display:flex;
  flex-direction:column;
  gap:8px
}
.wissen-liste a {
  font-weight:750;
  font-size:18px;
  line-height:1.3;
  text-decoration:none
}
.wissen-liste a:hover {
  color:var(--rot)
}
.wissen-liste span {
  font-size:14px;
  color:var(--muted)
}
.artikel {
  max-width:820px
}
.artikel h1 {
  font-size:clamp(2rem,4.5vw,3.1rem);
  margin:6px 0 26px
}
.artikel h2 {
  font-size:clamp(1.4rem,2.5vw,1.8rem);
  margin:44px 0 14px
}
.artikel p {
  margin-bottom:14px
}
.artikel .rubrik a {
  text-decoration:none
}
.kurz-gesagt {
  background:var(--rot-hell);
  border-left:4px solid var(--rot);
  border-radius:0 8px 8px 0;
  padding:20px 24px;
  font-size:17px
}
.kurz-label {
  font-weight:800;
  font-size:13px;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:var(--rot-dunkel);
  margin-bottom:6px!important
}
.artikel-cta {
  margin-top:44px;
  padding:26px 28px;
  background:var(--mist);
  border-radius:10px
}
.artikel-cta h2 {
  margin-top:0
}
.artikel-cta ul {
  margin:0 0 20px;
  padding-left:20px
}
.artikel-stand {
  font-size:12px;
  color:var(--muted);
  margin-top:28px
}
.weitere-artikel ul {
  padding-left:20px
}
.wissen-links .wissen-liste {
  margin-top:30px
}
.linda {
  position:fixed;
  right:22px;
  bottom:22px;
  z-index:60;
  display:flex;
  flex-direction:column;
  align-items:flex-end;
  gap:12px
}
.linda-knopf {
  display:flex;
  align-items:center;
  gap:10px;
  border:0;
  border-radius:999px;
  padding:10px 20px 10px 10px;
  background:var(--rot);
  color:#fff;
  font-weight:700;
  font-size:15px;
  cursor:pointer;
  box-shadow:0 8px 24px rgba(35,35,34,.25)
}
.linda-knopf:hover {
  background:var(--rot-dunkel)
}
.linda.linda-offen .linda-knopf {
  display:none
}
.linda-avatar {
  display:grid;
  place-items:center;
  width:34px;
  height:34px;
  border-radius:50%;
  background:#fff;
  color:var(--rot);
  font-weight:800
}
.linda-panel {
  width:min(380px,calc(100vw - 32px));
  max-height:min(620px,calc(100vh - 100px));
  background:#fff;
  border-radius:14px;
  box-shadow:0 18px 50px rgba(35,35,34,.28);
  display:flex;
  flex-direction:column;
  overflow-y:auto
}
.linda-panel[hidden] {
  display:none
}
.linda-kopf {
  display:flex;
  justify-content:space-between;
  align-items:center;
  padding:14px 18px;
  background:var(--grau);
  color:#fff
}
.linda-name {
  font-weight:750
}
.linda-sub {
  font-size:12px;
  color:#f1f0ee
}
.linda-schliessen {
  border:0;
  background:transparent;
  color:#fff;
  font-size:26px;
  line-height:1;
  cursor:pointer;
  padding:4px 8px
}
.linda-verlauf {
  flex:1 0 auto;
  min-height:170px;
  max-height:340px;
  overflow-y:auto;
  padding:16px 18px;
  display:flex;
  flex-direction:column;
  gap:10px;
  font-size:14px;
  line-height:1.55
}
.linda-nachricht {
  padding:10px 13px;
  border-radius:12px;
  max-width:88%;
  white-space:pre-line
}
.linda-bot {
  background:var(--mist);
  align-self:flex-start
}
.linda-du {
  background:var(--rot);
  color:#fff;
  align-self:flex-end
}
.linda-wartet {
  color:var(--muted);
  font-style:italic
}
.linda-fehler {
  background:#ffeded;
  color:#8c2525
}
.linda-weiter {
  align-self:flex-start;
  font-size:14px
}
.linda-vorschlaege {
  display:flex;
  flex-wrap:wrap;
  gap:6px;
  padding:0 18px 10px
}
.linda-vorschlaege[hidden] {
  display:none
}
.linda-chip {
  border:1px solid var(--line);
  background:#fff;
  border-radius:999px;
  padding:6px 12px;
  font-size:12px;
  cursor:pointer;
  text-align:left
}
.linda-chip:hover {
  border-color:var(--rot);
  color:var(--rot)
}
.linda-eingabe {
  display:flex;
  gap:8px;
  padding:12px 14px;
  border-top:1px solid var(--line)
}
.linda-eingabe[hidden],.linda-lead[hidden] {
  display:none
}
.linda-eingabe textarea {
  flex:1;
  resize:none;
  border:1px solid #8c8a87;
  border-radius:8px;
  padding:8px 10px;
  font-size:14px
}
.linda-eingabe .knopf {
  min-height:0;
  padding:8px 14px;
  font-size:14px
}
.linda-lead {
  display:flex;
  flex-direction:column;
  gap:6px;
  padding:14px 18px;
  border-top:1px solid var(--line);
  font-size:13px
}
.linda-lead input[type=text],.linda-lead select {
  border:1px solid #8c8a87;
  border-radius:6px;
  padding:8px 10px;
  font-size:14px
}
.linda-lead-titel {
  font-weight:750;
  color:var(--rot)
}
.linda-check {
  display:flex;
  gap:8px;
  align-items:flex-start;
  font-size:12px
}
.linda-hinweis {
  font-size:11px;
  color:var(--muted);
  padding:8px 18px 14px;
  line-height:1.5
}
.linda-link {
  border:0;
  background:none;
  padding:0;
  color:var(--rot);
  font-weight:700;
  text-decoration:underline;
  cursor:pointer;
  font-size:11px
}
@media(max-width:760px) {
  .linda {
    right:12px;
    bottom:12px
  }
  .linda-knopf span:last-child {
    display:none
  }
  .linda-knopf {
    padding:10px
  }
  .schritt2 {
    padding:24px 20px
  }
}
/* Lange deutsche Komposita (z. B. „Berufshaftpflichtversicherung“) duerfen auf Mobil nicht
   ueberlaufen — Befund 12.11.2026: Artikelseite 454 px breit bei 390 px Viewport. */
h1,h2,h3,.wissen-liste a,.kurz-gesagt {
  overflow-wrap:break-word
}
@media(max-width:760px) {
  h1,h2,h3,.wissen-liste a,.kurz-gesagt {
    hyphens:auto
  }
  .marke span {
    display:none
  }
}

/* --- Porträts, Collage, Regionen, FAQ (12.11.2026, Anweisung Florian) ---------------- */
.kachel-foto {
  width:100%;
  aspect-ratio:3/2;
  height:auto;
  object-fit:cover;
  object-position:50% 30%
}
.kachel-inhalt {
  padding:26px 28px 22px;
  display:flex;
  flex-direction:column;
  flex:1
}
.zielgruppen-kachel:hover .kachel-foto {
  filter:saturate(1.08)
}
.hero-portraet>img {
  object-position:50% 28%
}
.hero-trio {
  display:grid;
  grid-template-columns:1.15fr 1fr;
  grid-template-rows:1fr 1fr;
  gap:12px;
  min-height:555px
}
.trio-bild {
  position:relative;
  display:block;
  overflow:hidden;
  border-radius:12px;
  background:var(--mist)
}
.trio-1 {
  grid-row:span 2;
  border-radius:90px 12px 12px 12px
}
.trio-3 {
  border-radius:12px 90px 12px 12px
}
.trio-bild img {
  position:absolute;
  inset:0;
  width:100%;
  height:100%;
  object-fit:cover;
  object-position:50% 30%;
  transition:transform .4s ease
}
.trio-bild:hover img {
  transform:scale(1.03)
}
.trio-label {
  position:absolute;
  left:14px;
  bottom:14px;
  background:var(--rot);
  color:#fff;
  font-weight:750;
  font-size:14px;
  padding:6px 13px;
  border-radius:999px
}
.regionen-band {
  border-top:1px solid var(--line)
}
.regionen-liste {
  list-style:none;
  padding:0;
  margin:30px 0 0;
  display:flex;
  flex-wrap:wrap;
  gap:10px
}
.regionen-liste a {
  display:inline-block;
  padding:10px 18px;
  border:1.5px solid var(--grau);
  border-radius:999px;
  text-decoration:none;
  font-weight:650
}
.regionen-liste a:hover {
  border-color:var(--rot);
  background:var(--rot);
  color:#fff
}
.fuss-regionen {
  display:flex;
  flex-wrap:wrap;
  gap:6px 16px;
  padding:20px 0 6px;
  border-top:1px solid #6e6e6d;
  font-size:12px
}
.fuss-regionen span {
  font-weight:700;
  color:#fff
}
.fuss-regionen a {
  color:#f1f0ee
}
.faq-mehr {
  max-width:var(--max);
  margin:-50px auto 0;
  padding:0 0 30px
}
.faq-sprung {
  list-style:none;
  padding:0;
  margin:26px 0 0;
  display:flex;
  flex-wrap:wrap;
  gap:10px
}
.faq-sprung a {
  display:inline-block;
  padding:8px 15px;
  border-radius:999px;
  background:var(--mist);
  text-decoration:none;
  font-size:14px;
  font-weight:650
}
.faq-sprung a:hover {
  background:var(--rot-hell);
  color:var(--rot-dunkel)
}
.faq-gruppe {
  margin-bottom:46px
}
.faq-gruppe h2 {
  font-size:clamp(1.4rem,2.6vw,1.9rem);
  margin-bottom:18px
}
.kammer-box {
  margin-top:22px;
  background:var(--mist);
  border-left:4px solid var(--grau);
  border-radius:0 8px 8px 0;
  padding:18px 22px;
  font-size:15px
}
.nachbar-regionen h2 {
  font-size:22px
}
@media(max-width:1000px) {
  .hero-trio {
    min-height:460px
  }
}
@media(max-width:760px) {
  .hero-trio {
    grid-template-columns:repeat(3,1fr);
    grid-template-rows:auto;
    min-height:0;
    gap:8px
  }
  .trio-1 {
    grid-row:auto
  }
  .trio-bild {
    aspect-ratio:3/4;
    border-radius:10px
  }
  .trio-label {
    left:8px;
    bottom:8px;
    font-size:11px;
    padding:4px 9px
  }
  .faq-mehr {
    margin-top:-30px;
    padding:0 20px 20px
  }
}

/* --- Ratgeber, Tabellen, Szenarien (12.11.2026) ------------------------------------- */
.kern-abschnitt {
  padding-top:0;
  padding-bottom:20px
}
.kern-box {
  background:#fff;
  border:1px solid var(--line);
  border-left:5px solid var(--rot);
  border-radius:0 10px 10px 0;
  padding:22px 26px;
  margin:24px 0
}
.kern-box ul {
  margin:6px 0 0;
  padding-left:20px;
  display:grid;
  gap:6px
}
.kern-box li {
  font-size:15px
}
.preis-mehr {
  max-width:var(--max);
  margin:-40px auto 0;
  padding:0 0 10px
}
.szenarien {
  background:var(--mist);
  max-width:none;
  padding-left:max(32px,calc((100% - var(--max))/2));
  padding-right:max(32px,calc((100% - var(--max))/2))
}
.szenario-grid {
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(min(300px,100%),1fr));
  gap:20px;
  margin-top:30px
}
.szenario {
  background:#fff;
  border-radius:10px;
  padding:24px 26px;
  border-top:4px solid var(--rot);
  display:flex;
  flex-direction:column;
  gap:10px
}
.szenario-nr {
  font-size:12px;
  font-weight:750;
  text-transform:uppercase;
  letter-spacing:.05em;
  color:var(--rot)
}
.szenario h3 {
  font-size:20px
}
.szenario p {
  font-size:15px
}
.szenario-deckung {
  margin-top:auto!important;
  padding-top:12px;
  border-top:1px solid var(--line)
}
.ergaenzung {
  display:grid;
  grid-template-columns:1fr 1.3fr;
  gap:50px;
  align-items:start;
  border-top:1px solid var(--line)
}
.artikel-breit {
  max-width:var(--max)
}
.tabelle-wrap {
  overflow-x:auto;
  margin:16px 0 28px;
  -webkit-overflow-scrolling:touch
}
.tarif-tabelle {
  border-collapse:collapse;
  width:100%;
  min-width:560px;
  font-size:14px
}
.tarif-tabelle caption {
  text-align:left;
  font-size:13px;
  color:var(--muted);
  padding-bottom:8px;
  caption-side:top
}
.tarif-tabelle th,.tarif-tabelle td {
  border-bottom:1px solid var(--line);
  padding:10px 12px;
  text-align:left;
  vertical-align:top
}
.tarif-tabelle thead th {
  background:var(--grau);
  color:#fff;
  font-weight:700
}
.tarif-tabelle tbody th {
  font-weight:650
}
.tarif-tabelle tbody tr:nth-child(even) {
  background:var(--mist)
}
.tarif-tabelle td {
  white-space:nowrap
}
.vergleich-tabelle td {
  white-space:normal
}
.vergleich-tabelle td:last-child {
  font-weight:600
}
.glossar-sprung {
  display:flex;
  flex-wrap:wrap;
  gap:6px;
  margin:20px 0 26px
}
.glossar-sprung a {
  display:inline-grid;
  place-items:center;
  width:38px;
  height:38px;
  border-radius:50%;
  background:var(--mist);
  text-decoration:none;
  font-weight:750
}
.glossar-sprung a:hover {
  background:var(--rot);
  color:#fff
}
.glossar {
  margin:0;
  display:grid;
  gap:0
}
.glossar-eintrag {
  padding:16px 0;
  border-bottom:1px solid var(--line);
  display:grid;
  grid-template-columns:minmax(180px,280px) 1fr;
  gap:24px
}
.glossar dt {
  font-weight:750
}
.glossar dd {
  margin:0;
  color:#3d3d3b
}
.checkliste {
  margin:36px 0;
  padding:26px 30px;
  background:var(--mist);
  border-radius:10px
}
.checkliste h2 {
  margin-top:0
}
.checkliste ol,.schritte {
  padding-left:22px;
  display:grid;
  gap:8px;
  margin-top:14px
}
@media(max-width:760px) {
  .ergaenzung {
    grid-template-columns:1fr;
    gap:16px
  }
  .glossar-eintrag {
    grid-template-columns:1fr;
    gap:4px
  }
  .preis-mehr {
    margin-top:-20px;
    padding:0 20px 10px
  }
  .checkliste {
    padding:20px
  }
  .szenarien {
    padding-left:20px;
    padding-right:20px
  }
}